Best SBI Credit Cards and Offers Available

sbi credit card

A credit card, a small plastic card issued by banks and Credit Card companies, is a modern-day means of making purchases and availing services on credit. In this cashless method, it’s holder can buy goods, and the issuing bank pays on his behalf. The holder, later on, receives a bill that he has to pay off.

Credit cardholders enjoy sign-up bonuses, reward points, cashback, etc., which attracts people towards availing it. But the question remains, which credit card to avail? 

SBI credit card is a popular choice since they offer a variety of credit cards for different needs and with different services.

So, let’s explore and find out which one amongst the various SBI cards is the best choice for you. 

1. SimplySAVE Advantage SBI Card

Money spent is a penny saved!

Fees – 

For the first year, it is Rs. 499.

Then, the second year onwards, it is Rs. 499. Waived on annual spends equal to or over Rs. 1 lakh in the previous year.

Benefits – 

a) You’ll get 10 reward points on every 100 rupees spent on food, movies, grocery items, and purchases from departmental stores. 

b) You’ll get 1 reward point on every other 100 rupees spent apart from the above mentioned. 

* 4 reward points = 1 rupee.

Other advantages –

It is accepted across 24 million outlets worldwide and 3,25,000 in India.

Also, there is no annual fee for the add on cards.

2. Air India SBI Signature Card 

Spend more, travel more!

Fees –

For the first year, it is Rs. 4,999. Second-year onwards, Rs. 4.999. 

Benefits – 

a) You’ll get 4 reward points on every 100 rupees spent. 

b) You’ll get up to 30 reward points on every 100 rupees spent on Air India tickets. 

 * 1 point = 1 Air India air mile.

c) You’ll get access to over 600 International Airport Luxury Lounges. 

Other advantages –

It offers lost card liability cover for up to Rs. 1 lakh. And an anniversary gift of 5,000 reward points. There is a 1 percent fuel surcharge waiver on all petrol pumps on every transaction, which lies between Rs. 500 to Rs. 4,000.

3. SBI Card ELITE 

A bundle of privileges!

Fees –

For the 1st Year, it is Rs. 4,999. From the second year onwards it is Rs. 4,999. Waived on annual spends > Rs. 10 lakhs.

Benefits – 

a) You’ll get 5 reward points on every 100 rupees spent on dinings, groceries, and in departmental stores. 

b) You’ll get 2 reward points on every other purchase made of service availed. 

c) You’ll get 2 reward points on every 100 rupees spent on international transactions. 

Other advantages – 

You’ll get free movie tickets of up to Rs. 6,000 every year and up to 15,000 reward points based on your annual expenditure. 

4. SimplySAVE SBI Card

The regular card!

Fees – 

For the first year, it is Rs. 499 and from second years onwards it is Rs. 499 and js waived on annual spends > Rs. 1 lakh in the previous year.

Benefits –

a) You’ll get up to 10 reward points on every 100 rupees spent on dining, groceries, and movies. 

b) You’ll get 1 reward point on every other 100 rupees spent. 

Other advantages – 

An annual fee waiver is based on the amount spent.

5. Air India SBI Platinum Card

Rewarding travels!

Fees – 

For the first year, it is Rs. 1,499 and so is from the second year onwards.

Benefits – 

a) You’ll get up to 15 reward points on every 100 rupees spent on Air India Tickets. 

b) And 2 reward points in every other 100 rupees spent.

 *1 reward point equals 1 Air India air mile.

c) You’ll also get a welcome gift of 5000 reward points, and up to 15,000 reward points annually. 

Other advantages –

It offers 1 percent fuel surcharge waiver on all petrol bunks across India and lost card liability cover of up to Rs. 1 lakh.

6. Simply CLICK SBI Card

Online shopping is now rewarding!

Fees – 

For the first year, it is Rs. 499, and from the second year onwards, it is Rs. 499, waived on the annual spends > Rs. 1 lakh.

Benefits –

a) You’ll get 10 reward points on every 100 rupees spent at Cleartrip, Netmeds, Rentomojo, Amazon Lenskart, BookMyShow, and Urbanclap. 

b) You’ll get 5 reward points on every 100 rupees spent on other online sites. 

c) E-voucher of Rs. 2,000 on the annual online spends between Rs. 1 lakh – Rs. 2 lakh.

Other advantages –

You’ll get a 1 percent surcharge waiver on all petrol bunks on every transaction of Rs. 500 to Rs. 3,000. 

However, one should be careful enough not to exceed the credit limit, as it may push you into debts. If used wisely, credit cards offer numerous benefits, including reward points and cashback, and make purchasing easier.

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